Discount Trip Insurance (Regular Stay Policy) is designed for persons travelling on a package/self-catering holidays with durations ranging from 5 to 60 days and provides discount trip insurance. All premiums are subject to the person(s) travelling being under the age of 66.
Discount Trip Insurance is available to people who are living in UK or other EU Countries.
The policy is split into four Areas UK, Europe, Australia/New Zealand and Worldwide.
Summary of the Cover:
Title | Regular Stay Policy
(Discount Trip Insurance)
| Medical Expenses | ??5,000,000 * | Cancellation / Curtailment | ??1,500 * | Loss of Deposit | ??1,500 (??15 Excess) | Hospitalisation (Pocket Money!) | ??500 (No Excess) | Personal Accident | ??10,000 (No Excess) | Missed Departure | ??300 (No Excess) | Personal Liability | ??2,000,000 (No Excess) | Legal Expenses | ??5,000 * | Travel Delay/ Delay Cancellation | Not Included | Personal Baggage | ??1,000 * | Single Item Limit | ??100 * | Money | ??250 (Cash ??100) * | Loss of Passport | ??100 (No Excess) | Delayed Baggage | Not Included | Hijack | Not Included | Mugging | Not Included | Ski Equipment (own) | Not Included | Ski Equipment (hired) | Not Included | Delayed Equipment | Not Included | Ski Pack | Not Included | Piste Closure | Not Included | Excess (Marked by * ) | ??40* |
Geographical Limits - Area Definitions
| Area - 1 | UK | The UK, The Isle of Man and Channel Islands | | Area - 2 | Europe | The Continent of Europe west of the Ural Mountains, Madeira, Canary Islands, Iceland, Republic of Ireland, The Azores and Non-European countries bordering the Mediterranean (excluding Lebanon, Libya, & Israel) | | Area - 3 | Australia & NZ | Australia & New Zealand | | Area - 4 | Worldwide | The Rest of the World |
Notes
| Family is defined as | Insured and Spouse or common law partner under the age of 66 and up to two dependent children under the age of 16 years. Children may travel at a 50% reduction provided they are accompanied by an insured adult. |
To get a quote for Regular Stay Policy (Discount Trip Insurance) first choose your holiday destination.
You need to select either you are only traveling to UK, Europe or Australia and New Zealand during your trip (then select an appropriate value in the destination drop down menu), or if you plan to travel to the rest of the world (then please select 'WorldWide').
Then select the start date of your trip and the duration of your discount trip insurance and the Party Type (single trip, couple, family or group travel). If you wish to undertake several longstay trips within a 12 months period then please check the "Multi-Trip Cover" box. You can pay with your Visa, MasterCard, Visa Delta, Visa Electron, Visa Purchasing, JCB, Solo, Maestro and Switch. Your data will be encrypted with the latest security.
Summary of the Policy:
Title: Regular Stay Policy (Discount Trip Insurance)
Related Keywords: backpackers travel insurance, holiday insurance, backpackers, longterm, long stay, Europe, UK, Worldwide, Australia, New Zealand, discount trip insurance
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Trip Insurance 
